OK, so I don't actually HAVE the Nokia N95 yet, since it's not out until some time in March, but man, I can't wait.

I just got my phone bill for Munich and it's death. I make 200 minutes of phone calls in Munich, brutal. Why didn't I buy a SIM card? Oh, it's just too much trouble updating people about your new phone #, isn't it? Well, I didn't even think of it, I was so busy, and then I had to do a lot of phone talking even though I did try to keep it to a minimum. Still, with calls back to North America at $2 a minute, and calls inside Germany at $1 a minute, it added up $364.95.

Now I'm thinking, yes, the N95 is going to be expensive, but now I can justify the cost. See the N95 has built-in WiFi and SIP support, and so you can automatically route your calls through a SIP system. To start off with I can use something like Truphone or Gizmo which are like Skype, and both support calling out to regular phone numbers. So, anytime I'm in a hotspot I can make calls super cheap (including hotel room and conference centre, which is where I made most of my calls anyway).

In addition With the built-in SIP support the phone will now automatically roam back and forth between an available SIP stack that's provided over the WiFi connection. To start off with I can set up a SIP network at home and at the office. But SIP services are expanding into hotspots worldwide and so, soon, I will be able to send and receive calls via SIP in a TOTALLY AUTOMATIC way over WiFi connections that I roam into. Cool or what?

The bottom line: this phone can pay for itself!!!